Solution: Take more credit than warranted - NYT Crossword

This one was also a bit of a stretch for me. The “credit” in “Take more credit than is warranted?” is not about accepting accolades for someone else’s work. Since it’s Friday, I went with another possibility, credit cards and banking, but even then, OVERDRAW didn’t quite fit as an answer. If the clue is about credit cards, I’m not sure that charging more than you can pay for in a month is called overdrawing. I suppose you could call the money in a bank account “credit” in the sense that it’s the opposite side of a credit/debit statement.